Client continuity is key.

Selling your business may be one of the hardest and important decisions you may make in your business life. When choosing a potential buyer, there may be lots of criteria that you may want to achieve to ensure that you get a deal that you are happy with whilst providing a seamless transition for your clients.

We have a track record of successfully purchasing and integrating businesses into the Group and always welcome a discussion with anyone looking to sell their business.

Our approach

Our vision is to improve the wealth of all those we interact with.

We understand that selling your business is not an easy decision or one that you want to rush into. You may have spent your life building your business and building positive relationships with your clients that trust you.

Our approach is simple. We want to ensure that anybody selling their business shares the same values with the fair treatment of clients being central to everything they do. For this to work, each party has to get to know each other and understand how each other operate.

How much is your business worth?

  • We calculate an indicative valuation, which represents today’s value of the fees and commission that might be earned in the future.
  • In purchasing your future income streams the value of this is influenced by a number of factors.
  • There is no single multiplier of income as the value is based on many variables, such as the age profile of your clients, the average fee income and the additional costs that we will incur will all have an impact on the value that we will attribute to a business.

Example 1

  • A Restricted Financial Planning business with fee income of £100,000;
  • This comprises on-going income of £75,000 from 75 clients and £25,000 new business from 15 clients;
  • The indicative valuation and maximum loan available to the buyer would be £241,000;
  • This represents a multiple of 3.21x ongoing income

Example 2

  • An Independent Financial Planning business with fee income of £100,000;
  • This comprises on-going income of £65,000 from 50 clients and £35,000 new business from 15 clients;
  • The indicative valuation and maximum loan available to the buyer would be £173,000;
  • This represents a multiple of 2.66x ongoing income

Introducing clients

Provide your business with a wide range of benefits, helping you achieve your plans for the years ahead.

Whether you are a solicitor, accountant, estate agent, or in fact any professional connection who would like to introduce business to us through referrals, we provide an honest, professional and transparent service which can provide your business with a wide range of benefits.

Introducing clients can provide you with the opportunity to develop and grow your business without incurring any additional costs. You can increase your service offering by providing either a full financial advisory product range or mortgage advice for your clients from a local, qualified adviser which can lead to improved brand reputation and client relationships.

Our introducer service offering

  • Competitive remuneration structure
  • Clear, monthly remuneration statements
  • Local and qualified adviser(s) available to work with your business
  • Simple, quick web based referral process
  • Bespoke, dual-branded marketing materials
  • Regular pipeline and updates available
  • No upfront or ongoing costs
  • Training, marketing and ongoing support
  • Direct contact with Directors and Client Service Team
  • No financial or compliant risk or liability to your business

Our client service offering

  • No obligation first appointment during the day or evening
  • Local, qualified adviser
  • First class advice and administrative service
  • Industry leading products
  • Clear and transparent ongoing service offering